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Welcome! Here You Can Find Great Information on Fredericksburg, Stafford and Spotsylvania, Virginia Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Fredericksburg, Stafford and Spotsylvania real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Fredericksburg, Stafford and Spotsylvania real estate agent, I have the experience and track record you are looking for. Please let me help.

- Samuel Cachola

School Reports in Fredericksburg, Stafford and Spotsylvania, Virginia

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Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Q	What is the role of the U.S. Housing Authority?
A	Created in 1937 by FDR, the U.S. Housing Authority provides construction loans to small communities and states.
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Preferred Real Estate Services, REALTOR®, real estate agent and broker for Fredericksburg, Stafford and Spotsylvania, Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Samuel Cachola
Preferred Real Estate Services
5608 Southpoint Center Blvd, Suite 101
Fredericksburg, VA 22407
703-785-1158
Fax: 703-842-8005
SamuelCachola@NUMBER1EXPERT.com

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